Medicaid Desk Reference: •    District of Columbia: 2004 •    Maryland: 2004 •    Virginia: 2004 •    Life Expectancy Table Maryland: January / 2004 Minimum Community Spouse Resource Allowance $18,552.00 Maximum Community Spouse Resource Allowance $92,760.00 Resource Allowance for an Individual $2,500.00 Resource Allowance for a Couple (both husband & wife in nursing home) $3,000.00 Minimum Monthly Maintenance Needs Allowance $1,515.00 Maximum Monthly Maintenance Needs Allowance $2,319.00 Monthly Personal Needs Allowance $50.00 Shelter Standard $455.00 Utility Allowance $158.00 - heat included $262.00 - heat paid separately Divestment Penalty Divisor $4,300.00 Revised as of December 22, 2003